Business Real Estate Loans

Express Financial Services Group is committed to providing business real estate loans for commercial construction, property purchase, and refinancing. We providesome of the lowest mortgage rates aroudn, and have years of experience working with owners and investors. Let us help you customize a loan option that fits your business!

Image-1

Loans for Self-Employed Small Business Owners

We strive to assist self-employed small business owners in acquiring, refinancing, or expanding their business properties. Our owner-occupied real estate loan can provide you with funds to acquire, build, improve, or refinance properties. We offer both conventional and SBA owner-occupied commercial mortgage loans. With 25-year terms and interest rates ranging from 5.75% to 7.00%*, SBA 7(a) loans are a great option for small business owners looking to refinance an existing commercial real estate mortgage, buy an office building, or purchase another type of owner-occupied commercial property.

Find the Loan For Your Needs

Loans are available for almost all kinds of property types. Please note, special underwriting conditions may apply to some special purpose properties. Loan to Value is typically as high as 75% for conventional loans, and as high as 90% for qualified SBA loans.

Types of financing include:

Icon 1_Permanent

Permanent

Icon 2_Bridge

Bridge

Icon 3_Construction

Construction

Icon 4_SBA

Small Business Administration (SBA)

Icon 5_Industrial

Industrial/Tax-Exempt Revenue Bonds

Icon 6_Secured Lines Of Credit

Secured Lines of Credit

SBA Loans

The Small Business Administration (SBA) offers two commercial real estate loan programs to entrepreneurs. The SBA provides commercial loan guarantees in the same way that the Federal Housing Administration does for FHA loans. This means that you'll still need to submit an application and go through a review process with a business lender in order to obtain all or most of your money, and the SBA will cover what they lend you.

Image-2
Image-3

Hard Money Loans

A hard money loan is a type of real estate loan that is collateralized by the property being financed. These loans are typically "non-recourse," which means the lender can only look to the property for repayment in the event of default, rather than to the borrower's other assets. Hard money loans are typically used when traditional financing is not available or when the property being financed is in need of repair or redevelopment.

to structure a loan that meets your specific objectives of acquiring, building, or refinancing commercial properties.
Apply online today to get the loan process started. If you have any questions, please feel free to
contact us!