Apartment Loans

If you are planning to purchase an apartment building, a condominium, or any multifamily residential complex, your team of experts at Express Financial Services Group is here to assist!

We are an apartment mortgage company offering a wide variety of financing options for apartment loans nationwide. We offer aggressively priced apartment loans, and in most cases, we can get a multifamily loan approved for you for 85% of the total value of the property.  Our company has partnered with Fannie Mae, Freddie Mac, HUD, FHA, REITs, Conduit, banks, and selective institutional investors. We are an apartment mortgage solution provider offering highly customized solutions to help meet the investment needs and requirements of our clients.

Hassle-Free Low Rates

Whether you need a purchase loan for multifamily apartments or an apartment loan refinance, we can help you by providing the lowest possible rates and a hassle-free process.
Our goal is to make the process of getting your multifamily loan quicker and easier than ever. We provide the most comprehensive apartment financing programs available.

Whether you're looking for a conduit, traditional, or stated income apartment loan,
we will meet both your individual and professional investment objectives.

We can help you in getting:

Low Rates

Low rates for apartment purchase loans
or to refinance apartment loan


Up to 85% financing for apartments and
multifamily properties of all types

Terms For Fixed Rates

Terms for fixed rates
from 5-7 years

Apartment Loan

Apartment Loan amortization up
to 25 years, in some cases

Low and Flexible

Low and flexible prepayment penalties
with the ability to buy down the term

Low Overall Loan Costs

Low overall loan costs and
0 due diligence fees!

Loan Amounts

Loan Amounts from
$500,000 to $50,000,000


Our Lending Programs

We also offer a variety of loan products for those looking to invest in apartment buildings, including:

Small Apartments
Small Apartment Loans
Multi-Family Mortgages
($1-$5 million)
Mid-Balance Apartment Loans
Multi-Family Mortgages
($5-$25 million)
Large Apartments
Large Apartment Loans
Multi-Family Mortgages
(No Maximum)

Our Lending Programs

Investors who want a regular multifamily loan for two to four units in good condition may wish to look into this option. Conventional mortgages have durations ranging from 15 to 30 years. These are conforming loans that must fulfill Fannie Mae's criteria for qualification and loan size.


Hard Money Loans
for Apartment Buildings

This program is for borrowers who don't fit the conventional loan guidelines. Mortgages are funded by private investors looking for a higher yield than what is available in the traditional market. The loans are short-term, ranging from six to 12 months, and interest rates are considerably higher than conventional mortgages.


This program is for borrowers who want to purchase or refinance an apartment building that does not meet the conventional loan guidelines. The apartment building can be a new or an existing property, but it must have commercial use. The loans are short-term, ranging from six to 12 months, and interest rates are considerably higher than conventional mortgages.

Multifamily loans enable you to finance properties with two or more units, such as condominiums, townhomes, duplexes, apartment complexes, and a portfolio of homes. There are several options for funding these businesses, and different sorts of financing suit distinct types of commercial structures. Contact Express Financial Services Group today to get started on your Apartment or Multi-Family loan today!